Unlock your global potential with collateral and non-collateral education loans. Quick approvals, competitive interest rates, and end-to-end guidance from application to timely university disbursement.
Transparent multi-bank advisory that makes your dream of overseas education hassle-free and affordable
Quick application support, priority document appraisal, and expedited sanction letters to meet strict university tuition and visa deadlines.
Access exclusive student interest concessions, special girl-child discounts, and floating/fixed rates that make your education substantially more affordable.
Funding that covers complete university tuition fees, living costs, accommodation, books, laptop, mandatory health insurance, and round-trip airfare.
Zero repayment burden while studying. Enjoy full principal moratorium during course duration plus up to 12 months after course completion.
Unbiased comparative evaluation across leading nationalized banks, premier private lenders, and specialized international student fintechs.
Personalized case guidance from initial documentation to legal vetting, valuation, loan sanction, and seamless direct fee disbursements.
Understand whether a Collateral or Non-Collateral education loan best aligns with your goals
Ideal for students with strong academic merit, high GRE/IELTS scores, and salaried co-applicants looking for rapid sanction without pledging real estate.
Backed by residential property, commercial space, or fixed deposits. Offers lower interest tariffs, higher loan limits, and maximum tax savings under Section 80E.
From initial document audit to university fee disbursement, we manage every step with partner banks
Analyze student academic credentials, test scores (GRE/IELTS), target program, and co-applicant financial standing.
Determine whether a Secured (Collateral) or Unsecured (Non-Collateral) loan provides optimal interest rates and terms.
Assemble student KYC, admission offer letters, co-applicant ITRs, bank statements, and property records (if applicable).
Submit your pre-verified digital dossier directly to the chosen bank branch or specialized NBFC underwriting desk.
Receive the official conditional or unconditional loan sanction letter, crucial for visa filing and financial readiness.
For secured loans, complete property title search, lawyer legal vetting, and bank-approved engineer property valuation.
Sign the loan agreement, setup auto-debit (NACH/e-mandate), and review the clear interest and repayment schedule.
Direct remittance of tuition fees to the international institution and living costs into student GIC or blocked accounts.
We work with a range of leading banks and financial institutions to help students explore suitable education loan options
Lowest Interest Rates & Sovereign Guarantee
Specialized Education Loans with Doorstep Service
Fast Pre-Visa Sanctions up to ₹2 Crore
Unsecured Loans up to ₹75 Lakhs for STEM
Competitive Rates for Top 100 Universities
100% Tuition & Living Cost Coverage
No Co-Signer & No Collateral USD/GBP Loans
Customized Non-Collateral Student Financing
Real feedback from students and parents funded through our educational loan desk
“I had very little time to arrange funds, but Umang Career Consultancy’s loan assistance helped me complete the process on time. The guidance was smooth and reliable.”
M.S. in USA
“The loan assistance team was supportive throughout the process and helped me understand my available options clearly.”
M.Sc. in UK
“I received multiple loan options and understood the repayment terms better with their guidance. The entire process felt much easier.”
Parent (Canada Student)
Get answers to your study abroad loan eligibility, collateral, and repayment questions
Connect with our education loan specialists to explore collateral-free loan options and fast-track your university sanction letter.
Fill out the details below to receive customized loan eligibility options and sanction estimates